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About MyBucks

MyBucks is a FinTech company that embraces technology as a means to provide financial products and services to customers.

Our digital strategy is all about engaging customers with great experiences, relevant solutions, efficient low-cost access points, whilst eliminating human inputs, adding to the speed of delivery.

Apps/Haraka
AI Credit/Fraud
AI Chatbots

Banking
Lending
Insurance

Value added services
Budgeting tool
Credit reports

Dave Van Niekerk – Founder of MyBucks and Blue Financial Services

With 21-years’ experience in the microfinance industry, Dave van Niekerk, is one of the founding members and current Founder and Executive Chairman of MyBucks.

Van Niekerk began his micro-finance career working at one of the founding companies of the one-time South African financial giant, African bank founding Blue Financial Services and founding MyBucks.

Established in 2012 with international backing, MyBucks is Africa’s first fintech company successfully delivering seamless financial services to consumers using technology platforms.

Based in Luxembourg, MyBucks holds the brnds Haraka, GetBucks, Getsure, GetBanked, Oportunity Bank and New Finance Bank. MyBucks listed on the Frankfurt Stock Exchange in June 2016, making it the first African Fintech company to list on the Exchange.

My Bucks News

Innovation in 2018

An African visionary with an authentic understanding of how financial technology is change our world, Dave Van Niekerk  founded MyBucks in 2011.

Now, en route to the complete digital bank, MyBucks has become globally recognised for it’s technological innovation and responsible lending, and is well-known as a leader in the FinTech space.

Through milestones, like becoming the very first African FinTech company to list on the Frankfurt Stock Exchange, MyBucks has been integral in the evolution and revolution that will redefine how we bank in the future.

With a presence in 12 countries, with 1.5 million active users across the world, MyBucks now looks forward to an innovative future built on it’s strategic history and uncompromising vision: to build the complete digital bank

MyBucks S.A. – Profile

MyBucks S.A. engages in the provision of financial technology services. It operates through the following segments: Banking and Technology and Management Services. The Banking segment consists of the counties where deposit taking licences are maintained. FNB forms. The Technology and Management Services segment consists of the supporting entities as well as the entities where software technology is developed and hosted. The company was founded by David Van Niekerk and Gert Johann Daniel Jonck in 2011 and is headquartered in Luxembourg.

MyBucks had a great set of Shareholders

Christopher Charles

Christopher Charles Rokos is a British billionaire hedge fund manager. He is the founder of macro hedge fund Rokos Capital Management and a former founding partner of Brevan Howard Asset Management. According to The Sunday Times Rich List in 2020, Rokos’ net worth is estimated at £800 million. Wikipedia Born:21 September 1970 (age 54 years), London, United Kingdom Net worth:2,3 billion USD (2024) Forbes

Transactions by Gerd Alexander Schutz and Apeiron Investment

MyBucks History

Founded end of 2012 by Dave Van Niekerk and Johan Initial capital was 4 million USD each – 8 Mill Equity starting point.
Business started from a zero base. Both Founders had bad experience selling majority stakes to strategic shareholders who then decided on a new course of business which ended spectacularly badly for everyone involved.

What Data can be Used?

AI enables alternative credit data sources

Untapped Growth Potential

Footprint expansion plans

Using Australia for Asia Pacific expansion

MyBucks entered Australia and acquired two businesses which it merged. Future finance was first. 

Entering a EUR 2+ billion FinTech industry in Australia.

Adding more than ten thousand clients and boosting loan book by EUR 7 million

Luxembourg, 17 January – Frankfurt-listed FinTech, MyBucks, has announced that it will be expanding into the Australian digital lending space with the acquisition of micro-finance company, Fair Go Finance Pty Ltd. (“Fair Go Finance”).

MyBucks has acquired a 75% stake in Fair Go Finance, for a consideration of Au$ 3 million (c. EUR2.1 million) through an issuance of 117,613 shares in MyBucks S.A. at a share price of EUR 17.67 per share.

Fair Go Finance – which as been in operation for nine years – is a fully digital financial services provider in Australia. In the last financial year ending 30 June 2016, Fair Go Finance generated revenue of c. EUR 3 million with a gross loan book of c. EUR 7 million.

CEO of MyBucks, Dave Van Niekerk says, “Fair Go is well placed to bring MyBucks into the Australasian market and comes with a dedicated client base and local operational know-how”

“This acquisition affords MyBucks the opportunity to expand our footprint and build on activities in Oceania and Australia with potential funding line more than EUR 4 million” he adds

Fair Go Finance Australia

MyBucks then Acquired Capfin Australia

Capfin Australia